Jessie Pate, Realtor and Loan Officer

Feb 20

🏡✨ First-Time Homebuyers — You May Qualify Now! ✨🏡 Buying your first home might be more within reach than you think. With FHA home loans, you could qualify with: ✔ As little as 3.5% down ✔ Credit scores starting at 500 ✔ Fixed or adjustable-rate options ✔ Flexible, affordable guidelines If you’...Read more

🏡✨ First-Time Homebuyers — You May Qualify Now! ✨🏡 Buying your first home might be more within reach than you think. With FHA home loans, you could qualify with: ✔ As little as 3.5% down ✔ Credit scores starting at 500 ✔ Fixed or adjustable-rate options ✔ Flexible, affordable guidelines If you’ve been waiting for the “right time,” this could be it. Let’s explore your options and see what’s possible. #panamacityrealtor #panamacityloanofficer #floridaloanofficer #panamacitybeachrealestateagent #panamacitybeachrealtor #panamacityrealestateagent

Feb 19

🏡 Old is the new luxury! In pricey coastal markets, buyers are flocking to legacy homes with charm and character—even if they’re smaller or decades old. Key insights from Realtor.com: Coastal luxury homes (NYC, SF, Honolulu, Key West) often date back to the ’70s–’90s Buyers pay for location, pr...Read more

🏡 Old is the new luxury! In pricey coastal markets, buyers are flocking to legacy homes with charm and character—even if they’re smaller or decades old. Key insights from Realtor.com: Coastal luxury homes (NYC, SF, Honolulu, Key West) often date back to the ’70s–’90s Buyers pay for location, prestige, and established neighborhoods, not just square footage San Francisco has the oldest luxury housing inventory in the U.S. (median year built: 1974) Affluent buyers prioritize lots, mature trees, schools, and proximity to jobs over brand-new construction 💡 Takeaway: In top-tier markets, history and location beat new builds every time. https://www.realtor.com/news/trends/older-homes-neighborhoods-january-luxury-report-2026/?cid=eml__1946:66e221571a4446d4e6969d41:rm202602111130_Marketing_Consumer_Daily_EditorialRSSDynamic

Feb 18

🏖️📺 Walton County’s Private Beach Debate Goes National The ongoing private beach controversy in Walton County is now in the spotlight thanks to a new HBO/A24 reality series, “Neighbors.” The show dives into disputes between neighbors across the country — and one episode focuses on the heated deb...Read more

🏖️📺 Walton County’s Private Beach Debate Goes National The ongoing private beach controversy in Walton County is now in the spotlight thanks to a new HBO/A24 reality series, “Neighbors.” The show dives into disputes between neighbors across the country — and one episode focuses on the heated debate in Santa Rosa Beach over privately owned shorelines. With miles of Walton County beaches privately owned, tensions continue between beachfront homeowners and members of the public. While Florida law allows public access seaward of the mean high water line, confusion over where that line falls has fueled ongoing disputes. The episode features: • Shoreline Defender App founder Sara Day • The anonymous “Shoreline Defender” • Local homeowners and property managers • References to the lawsuit involving Brian Littrell of The Backstreet Boys and the Walton County Sheriff’s Office Despite attempts to find common ground, the issue remains unresolved, highlighting just how complex and emotional this topic is for our community. 💬 What are your thoughts on private beach access in Walton County? #WaltonCounty #SantaRosaBeach #30A #BeachAccess #FloridaNews #NeighborsHBO #panamacityrealtor #panamacityloanofficer #floridaloanofficer #panamacitybeachrealestateagent #panamacitybeachrealtor #panamacityrealestateagent https://www.mypanhandle.com/news/local-news/walton-county/hbo-and-a24s-neighbors-spotlights-walton-county-beach-feud/

Feb 17

🏮🐎 Happy Lunar New Year! Wishing You Prosperity in the Year of the Horse! 🐎🏮 Lunar New Year is a celebration of renewal, opportunity, and forward momentum — values that resonate deeply in real estate. The Year of the Horse symbolizes energy, drive, and progress — the same qualities that move ...Read more

🏮🐎 Happy Lunar New Year! Wishing You Prosperity in the Year of the Horse! 🐎🏮 Lunar New Year is a celebration of renewal, opportunity, and forward momentum — values that resonate deeply in real estate. The Year of the Horse symbolizes energy, drive, and progress — the same qualities that move deals forward and open new doors for our clients. As we step into this new year, I’m looking forward to: ✨ Strong partnerships ✨ Smooth transactions ✨ Growing referral networks ✨ And helping more families achieve homeownership To my fellow Realtors, here’s to a year of collaboration, closed transactions, and continued success. If you ever need a reliable lending partner who communicates, follows through, and helps get buyers to the closing table, I’m here for you. Let’s make this a year of momentum and wins. 🏡💼 #LunarNewYear #YearOfTheHorse #RealtorNetwork #StrongerTogether #MortgagePartner #panamacityrealtor #panamacityloanofficer #floridaloanofficer #panamacitybeachrealestateagent #panamacitybeachrealtor #panamacityrealestateagent

Feb 16

🚨 Panama City cracks down on school zone speeding Starting Feb. 17, 11 school zones will have RedSpeed cameras monitoring drivers during school hours. First month: warnings only After March 23: $100 tickets for going 10+ mph over the limit Tickets mailed with photo evidence 💰 Revenue use: $3...Read more

🚨 Panama City cracks down on school zone speeding Starting Feb. 17, 11 school zones will have RedSpeed cameras monitoring drivers during school hours. First month: warnings only After March 23: $100 tickets for going 10+ mph over the limit Tickets mailed with photo evidence 💰 Revenue use: $39 → city safety projects (crosswalks, signage) $21 → camera company $40 → state, schools, and other programs Cameras only active during school hours, but a license plate reader works 24/7. Panama City officials say it’s all about keeping kids safe. 🛑👶 https://www.mypanhandle.com/news/local-news/bay-county/panama-city-installs-cameras-to-curb-speeding-in-school-zones/